The following is the weighting assigned to each category: We ranked each budgeting app on 18 data points within the categories of consumer ratings, costs associated with the app, security and encryption of consumers’ data, desktop availability and the ability to share the app with someone else. To create this list, Forbes Advisor analyzed 15 budgeting apps. The Stash app is available for both iOS (4.7 stars) and Android (3.7 stars). The $9-per-month Stash+ account includes $10,000 in life insurance coverage, investing for children within a custodial account and premium investing research and advice. Stash Growth, a $3 monthly plan, also offers access to Stash Smart Portfolios and retirement IRA accounts.
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Stash comes in two different plans, each including base features such as investing, banking and budgeting tools. Along with passive saving, the checking account Stash offers has no overdraft fees, no minimum balance, no hidden fees and checks received through direct deposit are received up to two days early. If you want to automate these goals, you can use tools like round-ups and automatic investing to help you achieve your goals passively.
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Within the budgeting portion of the app, Stash comes with features where you can track your spending and set savings goals. When you subscribe to Stash, you will be given access to several budgeting tools, a taxable brokerage account, a debit card that earns you stocks when you use it for expenses and a digital checking account.